Tevau Kunststoff vs. Metallkarte
Tevau Plastic vs Metal vs 24K Gold: Which Card Should You Get?
Tevau’s card lineup runs to three physical tiers — the original Plastikkarte (Grün), the Schwarze Metallkarte, and the premium 24K Goldkarte — plus a virtual card for online-only spending. All of them run on the same Visa-Netzwerk and draw from the same USDT wallet balance. The differences that actually matter are price, materials, support — and, importantly, ATM limits, which are not the same across tiers. Here’s how they compare.
🌿 Tevau Plastikkarte (Grün)
The Green Plastic Card is the original Tevau-Karte — the cheapest way into physical spending and ATM access.
💳 Hauptmerkmale:
- Kartentyp: Physical Visa card
- Preis: $100 one-time application fee
- WährungUSD
- Zahlungsnetzwerk: Visum
- ATM limits: $3,000 per day and $10,000 per month, up to 3 withdrawals a day
- Spending limit: up to $3,000,000 per transaction and per month
- DesignStandard-Grünkunststoff
✅ Ideal für:
- Tägliche Nutzer und Krypto-Einsteiger
- Jeder, der die Bequemlichkeit von Kryptokarten ausprobiert.
- Users with moderate spending who rarely need large cash withdrawals
🖤 Tevau Metallkarte (Schwarz)
The Black Metal Card is the mid-tier upgrade — engraved metal in the hand, and a substantially bigger ATM allowance behind it.
✨ Premium-Funktionen:
- Kartentyp: Physical Visa metal card
- Preis: $199 one-time application fee
- ATM limits: $3,750 per day and $112,500 per month — over 11× the plastic card’s monthly ATM allowance
- Spending limit: up to $80,000 per transaction, $3,000,000 per month
- DesignHochwertiges schwarzes Metall mit fühlbarer Gravur
- Google Pay- und NFC-Unterstützung: Ja
- Unterstützung: VIP support included
👑 Ideal für:
- Anyone who withdraws cash regularly — this is the tier where ATM limits stop being the constraint
- Frequent travellers who want a card that holds up
- Users who want luxury aesthetics and priority support
🏆 Tevau 24K Gold Card
The 24K Gold Card is the top tier, and the only one where the fee can come back to you. It’s a one-time $499, fully refunded under Tevau’s “$0 Card Membership Plan” if you spend $100,000 within 3 months of activating it — an all-or-nothing threshold, with no partial refund below it. It carries the same raised ATM limits as the metal card.
- Preis: $499 one-time, fully refunded after $100,000 spend within 3 months
- ATM limits: $3,750 per day and $112,500 per month
- Top-up discount: 50% off (0.5% instead of 1%) on up to 5 top-ups per month
- Card quota: 2 virtual cards + 5 physical cards
- Referral tier: 100 USDT per successful referral — Tevau’s highest
- Unterstützung: dedicated 24/7 concierge line
We break the tier down in full, including whether the refund threshold is realistic, in our Tevau 24K Gold Card review.
💻 What about the virtual card?
The virtual card is the cheapest entry point at $20, issued instantly for online and in-app spending. It carries the same $3,000,000 per-transaction and monthly limits as the plastic card, but it has no ATM access — cash withdrawals are physical-card only. Note that a virtual card is closed automatically after 4 consecutive months without a transaction, and an inactivity fee of $3 applies after 90 days without use, then $1 every 30 days after that.
💥 Direkter Vergleich
| Besonderheit | Virtuell | Plastic (Green) | Metal (Black) | 24K Gold |
|---|---|---|---|---|
| Preis | $20 | $100 | $199 | $499 (refundable*) |
| Material | Digital only | Plastik | Engraved metal | Premium 24K gold finish |
| ATM access | NEIN | Ja | Ja | Ja |
| Daily ATM limit | — | $3,000 | $3,750 | $3,750 |
| Monthly ATM limit | — | $10,000 | $112,500 | $112,500 |
| Limit per transaction | $3,000,000 | $3,000,000 | $80,000 | $80,000 |
| Monthly spend limit | $3,000,000 | $3,000,000 | $3,000,000 | $3,000,000 |
| Top-up fee | 1% | 1% | 1% | 0.5% on first 5/month |
| Card quota | 1 | 5 physical | 5 physical | 2 virtual + 5 physical |
| VIP support | NEIN | NEIN | Ja | Yes — 24/7 concierge |
| Tap / NFC / Google Pay | Ja | Ja | Ja | Ja |
| Netzwerk | Visum | Visum | Visum | Visum |
A note on the trade-off. Metal and gold raise the monthly ATM ceiling more than eleven-fold, from $10,000 to $112,500 — that’s the single biggest practical difference between the tiers. In exchange, their per-transaction cap is $80,000 rather than $3,000,000. For almost everyone that’s academic, since an $80,000 single purchase is far beyond normal card use, but it’s worth knowing if you plan very large one-off transactions.
*The $499 Gold Card fee is refunded in full only if you spend $100,000 within 3 months of activation. Fees shared across all tiers: 1.2% FX on non-USD spending, 1.9% ATM withdrawal fee, $0.20 + 0.5% per USD transaction, $2 to close a card, and no monthly or annual fee. Full breakdown on the Tevau-Karte page and in our häufig gestellte Fragen.
🏁 Fazit
- Start with the virtual card at $20 if you only spend online and don’t need cash.
- Greifen Sie zur Plastikkarte at $100 if you want ATM access and tap-to-pay at the lowest physical-card price, and $10,000 a month in cash is plenty.
- Upgrade auf die Metallkarte at $199 if you withdraw cash often — $112,500 a month instead of $10,000 is the real reason to move up, with the premium build and VIP support alongside it.
- Choose the 24K Gold Card only if you realistically spend $100,000 in three months — that’s what makes the $499 free, and it adds the top referral tier and 24/7 concierge on top of the same raised ATM limits.
Every tier shares the same network, the same fee schedule and the same $3,000,000 monthly spending ceiling. What genuinely separates them is how much cash you can pull out, how much support you get, and how the card feels in your hand.