{"id":4963,"date":"2026-01-26T08:14:18","date_gmt":"2026-01-26T08:14:18","guid":{"rendered":"https:\/\/www.tevau.co\/?p=4963"},"modified":"2026-01-26T08:43:39","modified_gmt":"2026-01-26T08:43:39","slug":"%e0%a4%8f%e0%a4%b6%e0%a4%bf%e0%a4%af%e0%a4%be-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b8%e0%a5%8d%e0%a4%9f%e0%a5%87%e0%a4%ac%e0%a4%b2%e0%a4%95%e0%a5%89%e0%a4%87%e0%a4%a8-%e0%a4%b8%e0%a4%ae%e0%a4%b8","status":"publish","type":"post","link":"https:\/\/www.tevau.co\/hi\/%e0%a4%8f%e0%a4%b6%e0%a4%bf%e0%a4%af%e0%a4%be-%e0%a4%ae%e0%a5%87%e0%a4%82-%e0%a4%b8%e0%a5%8d%e0%a4%9f%e0%a5%87%e0%a4%ac%e0%a4%b2%e0%a4%95%e0%a5%89%e0%a4%87%e0%a4%a8-%e0%a4%b8%e0%a4%ae%e0%a4%b8\/","title":{"rendered":"\u090f\u0936\u093f\u092f\u093e \u092e\u0947\u0902 \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928: \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u092a\u0947-\u092b\u093e\u0908 \u0924\u0915"},"content":{"rendered":"<p>\u090f\u0936\u093f\u092f\u093e \u092e\u0947\u0902 \u0938\u0940\u092e\u093e \u092a\u093e\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u092d\u0940 \u092d\u0940 <strong>\u0927\u0940\u092e\u0940 \u0917\u0924\u093f (3-5 \u0926\u093f\u0928)<\/strong> \u0914\u0930 <strong>\u092e\u0939\u0902\u0917\u093e (\u0905\u0915\u094d\u0938\u0930 5\u20138%)<\/strong>\u0935\u093f\u0936\u0947\u0937\u0915\u0930 \u0927\u0928 \u092a\u094d\u0930\u0947\u0937\u0923 \u0917\u0932\u093f\u092f\u093e\u0930\u094b\u0902 \u092a\u0930\u0964 <strong><a href=\"https:\/\/coinmarketcap.com\/view\/stablecoin\/\" target=\"_blank\" rel=\"noopener\">\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928\u094d\u0938<\/a><\/strong>24\/7 \u092c\u094d\u0932\u0949\u0915\u091a\u0947\u0928 \u092a\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u0921\u0949\u0932\u0930 \u092f\u093e \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092e\u0941\u0926\u094d\u0930\u093e \u091f\u094b\u0915\u0928 \u092a\u094d\u0930\u0924\u0940\u0915\u094d\u0937\u093e \u0938\u092e\u092f \u0915\u094b \u0915\u092e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0915\u0941\u0932 \u0932\u093e\u0917\u0924 \u0915\u094b \u0918\u091f\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u091c\u091f\u093f\u0932 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e\u0913\u0902 \u0915\u094b \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0928\u0940\u0924\u093f \u092d\u0940 \u0924\u0947\u091c\u0940 \u0938\u0947 \u0907\u0938 \u0926\u093f\u0936\u093e \u092e\u0947\u0902 \u0906\u0917\u0947 \u092c\u0922\u093c \u0930\u0939\u0940 \u0939\u0948: <strong>\u091c\u093e\u092a\u093e\u0928, \u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930 \u0914\u0930 \u0939\u093e\u0902\u0917\u0915\u093e\u0902\u0917<\/strong> \u0905\u092c \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u092f\u094b\u0917\u094d\u092f \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928 \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0938\u092c\u0938\u0947 \u0938\u094d\u092a\u0937\u094d\u091f \u0930\u093e\u0938\u094d\u0924\u0947 \u092e\u094c\u091c\u0942\u0926 \u0939\u0948\u0902; <strong>\u0926\u0915\u094d\u0937\u093f\u0923 \u0915\u094b\u0930\u093f\u092f\u093e<\/strong> \u092c\u0928\u093e\u092f\u093e \u091c\u093e \u0930\u0939\u093e \u0939\u0948; <strong>\u0924\u093e\u0907\u0935\u093e\u0928<\/strong> \u0926\u0947\u0916 \u0930\u0939\u093e \u0939\u0948; <strong>\u092e\u0941\u0916\u094d\u092f \u092d\u0942\u092e\u093f \u091a\u0940\u0928<\/strong> \u0907\u0938 \u092a\u0930 \u0915\u0921\u093c\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u092c\u0928\u093e \u0930\u0939\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u090f\u0936\u093f\u092f\u093e\u0908 \u092d\u0941\u0917\u0924\u093e\u0928 \u0926\u0941\u0935\u093f\u0927\u093e<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0916\u0902\u0921\u093f\u0924 \u0930\u0947\u0932 \u092a\u091f\u0930\u093f\u092f\u093e\u0901:<\/strong> \u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0915\u0949\u0930\u0947\u0938\u094d\u092a\u094b\u0902\u0921\u0947\u0902\u091f \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092e\u0947\u0902 \u0915\u0908 \u091a\u0930\u0923, \u0936\u0941\u0932\u094d\u0915 \u0914\u0930 \u0926\u0947\u0930\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/marketresearchsoutheastasia.com\/insights\/articles\/southeast-asia-remittance-flows-shape-spending\" target=\"_blank\" rel=\"noopener\">\u0909\u091a\u094d\u091a \u092a\u094d\u0930\u0947\u0937\u0923 \u0932\u093e\u0917\u0924<\/a>:<\/strong> \u0926\u0915\u094d\u0937\u093f\u0923 \u0914\u0930 \u0926\u0915\u094d\u0937\u093f\u0923\u092a\u0942\u0930\u094d\u0935 \u090f\u0936\u093f\u092f\u093e \u092e\u0947\u0902 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0906\u0928\u0947-\u091c\u093e\u0928\u0947 \u0915\u0947 \u0906\u092e \u0930\u093e\u0938\u094d\u0924\u0947 \u0906\u091c \u092d\u0940 \u0932\u0917\u092d\u0917 \u092f\u0939\u0940\u0902 \u0906\u0915\u0930 \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 <strong>~5\u20138%<\/strong> \u092b\u0940\u0938 \u0914\u0930 \u092b\u0949\u0930\u0947\u0915\u094d\u0938 \u0938\u094d\u092a\u094d\u0930\u0947\u0921 \u0915\u094b \u0936\u093e\u092e\u093f\u0932 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926\u2014\u092f\u0939 \u0915\u093e\u092b\u0940 \u090a\u092a\u0930 \u0939\u0948\u0964 <strong>\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0915\u093e 31\u091f\u0940\u092a\u09403\u091f\u0940<\/strong> \u0932\u0915\u094d\u0937\u094d\u092f\u0964<\/li>\n\n\n\n<li><strong>3-5 \u0926\u093f\u0928 \u092e\u0947\u0902 \u0938\u092e\u091d\u094c\u0924\u093e:<\/strong> \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0932\u0947\u0928\u0926\u0947\u0928 \u092c\u0902\u0926 \u0915\u0930\u0928\u0947 \u0914\u0930 \u091b\u0941\u091f\u094d\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0938\u0940\u092e\u093e \u092a\u093e\u0930 \u0932\u0947\u0928\u0926\u0947\u0928 \u092c\u093e\u0927\u093f\u0924 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.adb.org\/news\/demand-trade-finance-rise-amid-supply-chain-realignment-adb-report\" target=\"_blank\" rel=\"noopener\">\u0932\u0918\u0941 \u090f\u0935\u0902 \u092e\u0927\u094d\u092f\u092e \u0909\u0926\u094d\u092f\u092e \u0935\u093f\u0924\u094d\u0924 \u0905\u0902\u0924\u0930<\/a>:<\/strong> \u090f <strong>\u0915\u0908 \u0916\u0930\u092c \u0921\u0949\u0932\u0930<\/strong> \u0935\u094d\u092f\u093e\u092a\u093e\u0930-\u0935\u093f\u0924\u094d\u0924 \u0915\u0940 \u0915\u092e\u0940 \u0914\u0930 \u0905\u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f \u0926\u0930\u0947\u0902 \u0924\u0915 <strong>~40%<\/strong> \u0907\u0938\u0938\u0947 \u0928\u093f\u0930\u094d\u092f\u093e\u0924\u0915\u094b\u0902 \u0914\u0930 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0936\u094d\u0930\u0943\u0902\u0916\u0932\u093e\u0913\u0902 \u092a\u0930 \u092c\u0941\u0930\u093e \u0905\u0938\u0930 \u092a\u0921\u093c\u0947\u0917\u093e\u0964<\/li>\n\n\n\n<li><strong>\u0938\u092e\u093e\u0935\u0947\u0936\u0928 \u092e\u0947\u0902 \u092c\u093e\u0927\u093e\u090f\u0901:<\/strong> \u092c\u0939\u0941\u0924 \u0938\u0947 \u0932\u094b\u0917 \u0915\u092e \u0932\u093e\u0917\u0924 \u0935\u093e\u0932\u0940, \u0938\u0940\u092e\u093e \u092a\u093e\u0930 \u0927\u0928 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u092a\u0939\u0941\u0902\u091a \u0928\u0939\u0940\u0902 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau.webp\" alt=\"\u0938\u094d\u0925\u093f\u0930 \u0938\u093f\u0915\u094d\u0915\u0947\" class=\"wp-image-4964\" srcset=\"https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau.webp 800w, https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau-300x200.webp 300w, https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau-768x512.webp 768w, https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau-18x12.webp 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928 \u090f\u0915 \u092e\u0942\u0932\u092d\u0942\u0924 \u092a\u0930\u0924 \u0915\u094d\u092f\u094b\u0902 \u0939\u0948\u0902?<\/h2>\n\n\n\n<p><strong>\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928 = \u0921\u093f\u091c\u093f\u091f\u0932 \u091f\u094b\u0915\u0928 \u091c\u094b \u0915\u093f\u0938\u0940 \u092e\u0941\u0926\u094d\u0930\u093e (\u091c\u0948\u0938\u0947, \u0905\u092e\u0947\u0930\u093f\u0915\u0940 \u0921\u0949\u0932\u0930) \u0938\u0947 1:1 \u0905\u0928\u0941\u092a\u093e\u0924 \u092e\u0947\u0902 \u091c\u0941\u0921\u093c\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0939\u092e\u0947\u0936\u093e \u0938\u0915\u094d\u0930\u093f\u092f \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0947 \u092c\u094d\u0932\u0949\u0915\u091a\u0947\u0928 \u092a\u0930 \u091a\u0932\u0924\u0947 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/strong><\/p>\n\n\n\n<p><strong>\u0935\u0947 \u0915\u094d\u092f\u093e \u0920\u0940\u0915 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0932\u0917\u092d\u0917 \u0924\u0941\u0930\u0902\u0924 \u0928\u093f\u092a\u091f\u093e\u0928:<\/strong> \u092c\u0948\u0902\u0915 \u0915\u0947 \u092c\u0902\u0926 \u0939\u094b\u0928\u0947 \u0915\u0947 \u0938\u092e\u092f \u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u0915\u093f\u090f \u092c\u093f\u0928\u093e 24\/7 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930; \u0935\u0947\u0924\u0928 \u092d\u0941\u0917\u0924\u093e\u0928, \u0906\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u0914\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u0947 \u0928\u093f\u092a\u091f\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u092c\u0947\u0939\u0924\u0930\u0940\u0928\u0964<\/li>\n\n\n\n<li><strong>\u0915\u0941\u0932 \u0932\u093e\u0917\u0924 \u0915\u092e (\u092e\u093e\u0930\u094d\u0917 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930):<\/strong> \u0915\u092e \u092e\u0927\u094d\u092f\u0938\u094d\u0925 \u0914\u0930 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0936\u0941\u0932\u094d\u0915 \u0938\u0947 \u0915\u0941\u0932 \u0932\u093e\u0917\u0924 \u0915\u092e \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u0916\u093e\u0938\u0915\u0930 \u092e\u0939\u0902\u0917\u0947 \u092e\u093e\u0930\u094d\u0917\u094b\u0902 \u092a\u0930\u0964<\/li>\n\n\n\n<li><strong>\u092a\u094d\u0930\u094b\u0917\u094d\u0930\u093e\u092e \u0915\u0930\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u092e\u0941\u0926\u094d\u0930\u093e:<\/strong> \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0915\u0949\u0928\u094d\u091f\u094d\u0930\u0948\u0915\u094d\u091f \u090f\u0938\u094d\u0915\u094d\u0930\u094b, \u092e\u093e\u0907\u0932\u0938\u094d\u091f\u094b\u0928 \u0930\u093f\u0932\u0940\u091c, \u0907\u0928\u0935\u0949\u0907\u0938 \u092b\u0948\u0915\u094d\u091f\u0930\u093f\u0902\u0917 \u0914\u0930 \u091f\u094d\u0930\u0947\u0921-\u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0935\u0930\u094d\u0915\u092b\u093c\u094d\u0932\u094b \u0915\u094b \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0935\u094d\u092f\u093e\u092a\u0915 \u092a\u0939\u0941\u0902\u091a:<\/strong> \u092c\u091f\u0941\u0906 \u0914\u0930 \u0907\u0902\u091f\u0930\u0928\u0947\u091f \u0915\u0928\u0947\u0915\u094d\u0936\u0928 \u0930\u0916\u0928\u0947 \u0935\u093e\u0932\u093e \u0915\u094b\u0908 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092a\u0948\u0938\u0947 \u091c\u092e\u093e \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 \u092d\u0947\u091c \u0938\u0915\u0924\u093e \u0939\u0948; \u0935\u093f\u0928\u093f\u092f\u092e\u093f\u0924 \u0911\u0928\/\u0911\u092b-\u0930\u0948\u0902\u092a \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u094b\u0902 \u0914\u0930 \u0928\u0915\u0926\u0940 \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0938\u0947 \u091c\u0941\u0921\u093c\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">PayFi \u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u092e\u0947\u0902 \u0915\u0948\u0938\u0947 \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948<\/h2>\n\n\n\n<p><a href=\"https:\/\/stellar.org\/learn\/payfi\" target=\"_blank\" rel=\"noopener\"><strong>\u092a\u0947\u092b\u093e\u0908<\/strong> <\/a>\u092e\u093f\u0936\u094d\u0930\u0923\u094b\u0902 <strong>\u092a\u093e\u0930\u0902\u092a\u0930\u093f\u0915 \u0932\u0947\u0928-\u0926\u0947\u0928 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 (\u0915\u093e\u0930\u094d\u0921, \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092c\u0948\u0902\u0915 \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923)<\/strong> \u0914\u0930 <strong>\u0911\u0928-\u091a\u0947\u0928 \u0930\u0947\u0932 (\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928)<\/strong>\u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094b \u0930\u0942\u091f \u0915\u0930\u0924\u0947 \u0939\u0941\u090f <strong>\u0917\u0924\u093f, \u0932\u093e\u0917\u0924 \u0914\u0930 \u0905\u0928\u0941\u092a\u093e\u0932\u0928<\/strong>.<\/p>\n\n\n\n<p>\u0909\u0926\u093e\u0939\u0930\u0923 \u092a\u094d\u0930\u0935\u093e\u0939:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u0917\u094d\u0930\u093e\u0939\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 <strong>\u092f\u0942\u090f\u0938\u0921\u0940\u091f\u0940\/\u092f\u0942\u090f\u0938\u0921\u0940\u0938\u0940<\/strong> \u092f\u093e <a href=\"https:\/\/www.tevau.co\/hi\/%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%a1\/\">\u0915\u093e\u0930\u094d\u0921<\/a>.<\/li>\n\n\n\n<li>\u0906\u092f\u094b\u091c\u0915 \u0938\u092c\u0938\u0947 \u0938\u0938\u094d\u0924\u093e\/\u0938\u092c\u0938\u0947 \u0924\u0947\u091c\u093c \u092e\u093e\u0930\u094d\u0917 \u091a\u0941\u0928\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u092b\u0902\u0921 \u0915\u093e \u0928\u093f\u092a\u091f\u093e\u0928 24\/7 \u0911\u0928-\u091a\u0947\u0928 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0939\u094b\u0924\u093e \u0939\u0948; \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092d\u093e\u0917\u0940\u0926\u093e\u0930 \u0907\u0938\u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 <strong>\u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u2192 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092e\u0941\u0926\u094d\u0930\u093e<\/strong>.<\/li>\n\n\n\n<li>\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u0915\u094b \u092e\u093f\u0932\u0924\u093e \u0939\u0948 <strong>\u091f\u0940+0\/\u091f\u0940+1<\/strong> \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0907\u0928\u0935\u0949\u0907\u0938 \u0914\u0930 \u0911\u0921\u093f\u091f \u0932\u0949\u0917 \u0915\u0947 \u0938\u093e\u0925 \u0928\u093f\u092a\u091f\u093e\u0928\u0964<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u090f\u0936\u093f\u092f\u093e \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928: \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0915\u0940 \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0938\u094d\u0925\u093f\u0924\u093f<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u0928\u0947\u0924\u093e\u0913\u0902 <\/h3>\n\n\n\n<p><strong>\u091c\u093e\u092a\u093e\u0928<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092b\u093f\u090f\u091f-\u0938\u092e\u0930\u094d\u0925\u093f\u0924 \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928 \u0915\u0947 \u0932\u093f\u090f \u092a\u0902\u091c\u0940\u0915\u0930\u0923 + \u0906\u0930\u0915\u094d\u0937\u093f\u0924 \u0938\u092e\u0930\u094d\u0925\u0928 \u0938\u0902\u092c\u0902\u0927\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u090f\u0902\u0964<\/li>\n\n\n\n<li>\u092c\u0948\u0902\u0915\/\u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u092a\u093e\u092f\u0932\u091f \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f \u091a\u0932\u093e \u0930\u0939\u0940 \u0939\u0948\u0902 <strong>\u092f\u0947\u0928 \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928<\/strong>\u092e\u091c\u092c\u0942\u0924 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0938\u0902\u0938\u094d\u0915\u0943\u0924\u093f\u0964<\/li>\n\n\n\n<li><strong>\u0932\u0947 \u0932\u0947\u0928\u093e:<\/strong> \u090f\u0936\u093f\u092f\u093e \u0915\u0947 \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u0909\u0924\u094d\u092a\u093e\u0926\u0928 \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u092c\u093e\u091c\u093e\u0930\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u092a\u0930\u093f\u092a\u0915\u094d\u0935 \u090f\u092e\u090f\u090f\u0938 \u0922\u093e\u0902\u091a\u093e (\u0932\u093e\u0907\u0938\u0947\u0902\u0938\u093f\u0902\u0917, \u0930\u093f\u091c\u0930\u094d\u0935 \u0911\u0921\u093f\u091f, \u0916\u0941\u0932\u093e\u0938\u0947)\u0964<\/li>\n\n\n\n<li>\u0905\u0928\u0941\u092e\u094b\u0926\u093f\u0924 \u091c\u093e\u0930\u0940\u0915\u0930\u094d\u0924\u093e \u0914\u0930 \u092e\u091c\u092c\u0942\u0924 \u092b\u093f\u0928\u091f\u0947\u0915 \u0907\u0915\u094b\u0938\u093f\u0938\u094d\u091f\u092e\u0964<\/li>\n\n\n\n<li><strong>\u0932\u0947 \u0932\u0947\u0928\u093e:<\/strong> \u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u091c\u093e\u0930\u0940 \u0915\u0930\u0928\u0947, \u0915\u094b\u0937\u093e\u0917\u093e\u0930 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0914\u0930 \u0938\u0940\u092e\u093e \u092a\u093e\u0930 \u092a\u093e\u092f\u0932\u091f \u092a\u0930\u093f\u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0915\u0947\u0902\u0926\u094d\u0930\u0964<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0939\u093e\u0902\u0917\u0915\u093e\u0902\u0917<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0938\u092e\u0930\u094d\u092a\u093f\u0924 <strong>\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928 \u0905\u0927\u094d\u092f\u093e\u0926\u0947\u0936<\/strong>\u0932\u093e\u0907\u0938\u0947\u0902\u0938\u093f\u0902\u0917 \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093e \u0938\u0915\u094d\u0930\u093f\u092f \u0939\u0948\u0964<\/li>\n\n\n\n<li>\u0915\u0920\u094b\u0930 <strong>\u0915\u0947\u0935\u093e\u0908\u0938\u0940\/\u090f\u090f\u092e\u090f\u0932<\/strong> \u0938\u0902\u0938\u094d\u0925\u093e\u0917\u0924 \u092b\u094b\u0915\u0938 \u0915\u0947 \u0938\u093e\u0925\u0964<\/li>\n\n\n\n<li><strong>\u0932\u0947 \u0932\u0947\u0928\u093e:<\/strong> \u0915\u0921\u093c\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0932\u0947\u0915\u093f\u0928 \u0928\u0935\u093e\u091a\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u0916\u0941\u0932\u093e\u092a\u0928; \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0935\u093f\u0924\u094d\u0924 \u0915\u093e \u092a\u094d\u0930\u0935\u0947\u0936 \u0926\u094d\u0935\u093e\u0930\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0917\u0924\u093f \u0915\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923<\/h3>\n\n\n\n<p><strong>\u0926\u0915\u094d\u0937\u093f\u0923 \u0915\u094b\u0930\u093f\u092f\u093e<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0928\u093f\u092f\u093e\u092e\u0915 \u0906\u0927\u093e\u0930\u092d\u0942\u0924 \u0938\u0902\u0930\u091a\u0928\u093e \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0928\u093e; \u092c\u0948\u0902\u0915\/\u092b\u093f\u0928\u091f\u0947\u0915 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u0916\u094b\u091c\u092c\u0940\u0928 \u0915\u0930 \u0930\u0939\u0940 \u0939\u0948\u0902 <strong>\u0935\u0949\u0928-\u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928\u094d\u0938<\/strong>.<\/li>\n\n\n\n<li><strong>\u0932\u0947 \u0932\u0947\u0928\u093e:<\/strong> \u0918\u0930\u0947\u0932\u0942 \u092d\u0941\u0917\u0924\u093e\u0928 \u0914\u0930 \u0928\u093f\u0930\u094d\u092f\u093e\u0924 \u0935\u093f\u0924\u094d\u0924 \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u092a\u093e\u092f\u0932\u091f \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f\u094d\u0938 \u092a\u0930 \u0928\u091c\u093c\u0930 \u0930\u0916\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0905\u0935\u0932\u094b\u0915\u0928 \/ \u092a\u094d\u0930\u093e\u0930\u0902\u092d\u093f\u0915 \u091a\u0930\u0923<\/h3>\n\n\n\n<p><strong>\u0924\u093e\u0907\u0935\u093e\u0928<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0935\u0948\u0936\u094d\u0935\u093f\u0915 \u0918\u091f\u0928\u093e\u0915\u094d\u0930\u092e\u094b\u0902 \u092a\u0930 \u0928\u091c\u0930 \u0930\u0916\u0940 \u091c\u093e \u0930\u0939\u0940 \u0939\u0948; \u0905\u092d\u0940 \u0924\u0915 \u0915\u094b\u0908 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0935\u093f\u091c\u094d\u091e\u092a\u094d\u0924\u093f \u091c\u093e\u0930\u0940 \u0928\u0939\u0940\u0902 \u0915\u0940 \u0917\u0908 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0932\u0947 \u0932\u0947\u0928\u093e:<\/strong> \u0936\u0941\u0930\u0941\u0906\u0924\u0940 \u0926\u093f\u0928\u2014\u0928\u0940\u0924\u093f\u0917\u0924 \u0938\u094d\u092a\u0937\u094d\u091f\u0924\u093e \u0939\u0940 \u0938\u092b\u0932\u0924\u093e \u0915\u0940 \u0915\u0941\u0902\u091c\u0940 \u0939\u094b\u0917\u0940\u0964<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924<\/h3>\n\n\n\n<p><strong>\u092e\u0941\u0916\u094d\u092f \u092d\u0942\u092e\u093f \u091a\u0940\u0928<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0915\u094d\u0930\u093f\u092a\u094d\u091f\u094b \u0915\u094b \u0932\u0947\u0915\u0930 \u0938\u0924\u0930\u094d\u0915 \u0930\u0941\u0916; \u092a\u0942\u0902\u091c\u0940 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092c\u0928\u0947 \u0939\u0941\u090f \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li>\u0905\u0928\u094d\u0935\u0947\u0937\u0923 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 <strong>\u0906\u0930\u090f\u092e\u092c\u0940 \u0938\u0947 \u091c\u0941\u0921\u093c\u093e \u0939\u0941\u0906<\/strong> \u092e\u0949\u0921\u0932 \u0914\u0930 <strong>\u0908-\u0938\u0940\u090f\u0928\u0935\u093e\u0908<\/strong>.<\/li>\n\n\n\n<li><strong>\u0932\u0947 \u0932\u0947\u0928\u093e:<\/strong> \u0938\u094d\u092a\u0937\u094d\u091f \u0905\u0928\u0941\u092e\u094b\u0926\u0928 \u0915\u0947 \u092c\u093f\u0928\u093e \u0938\u0940\u092e\u093e \u092a\u093e\u0930 \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0938\u0940\u092e\u093f\u0924 \u0930\u0939\u0947\u0917\u093e\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0906\u091c \u0915\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928 \u0938\u092c\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0915\u0939\u093e\u0902 \u092e\u0926\u0926\u0917\u093e\u0930 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902?<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0927\u0928 \u092a\u094d\u0930\u0947\u0937\u0923 \u090f\u0935\u0902 \u0935\u0947\u0924\u0928:<\/strong> \u0939\u092e\u0947\u0936\u093e \u091a\u093e\u0932\u0942 \u0930\u0939\u0928\u0947 \u0935\u093e\u0932\u0940 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u0915\u092e \u0938\u0947 \u0915\u092e \u092c\u093e\u0927\u093e\u090f\u0902 \u0939\u094b\u0902; \u092a\u094d\u0930\u093e\u092a\u094d\u0924\u0915\u0930\u094d\u0924\u093e \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0938\u094d\u0924\u0930 \u092a\u0930 \u0939\u0940 \u092d\u0941\u0917\u0924\u093e\u0928 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u0940 \u092c\u0938\u094d\u0924\u0940:<\/strong> \u0932\u0917\u092d\u0917 \u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0938\u092e\u092f \u092e\u0947\u0902 \u0928\u093f\u092a\u091f\u093e\u0928 \u0938\u0947 \u091a\u093e\u0930\u094d\u091c\u092c\u0948\u0915 \u0915\u093e \u091c\u094b\u0916\u093f\u092e \u0914\u0930 \u0928\u0915\u0926\u0940 \u092a\u094d\u0930\u0935\u093e\u0939 \u092a\u0930 \u092a\u0921\u093c\u0928\u0947 \u0935\u093e\u0932\u093e \u0926\u092c\u093e\u0935 \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0935\u093f\u0924\u094d\u0924:<\/strong> \u091f\u094b\u0915\u0928\u093e\u0907\u091c\u094d\u0921 \u0907\u0928\u0935\u0949\u0907\u0938 + \u092a\u094d\u0930\u094b\u0917\u094d\u0930\u093e\u092e\u0947\u092c\u0932 \u090f\u0938\u094d\u0915\u094d\u0930\u094b \u092e\u0948\u0928\u0941\u0905\u0932 \u091a\u0930\u0923\u094b\u0902 \u0915\u094b \u0915\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0927\u0928\u0930\u093e\u0936\u093f \u091c\u093e\u0930\u0940 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/li>\n\n\n\n<li><strong>\u091f\u094d\u0930\u0947\u091c\u0930\u0940 \u0914\u0930 \u092b\u0949\u0930\u0947\u0915\u094d\u0938:<\/strong> \u0921\u093f\u091c\u093f\u091f\u0932 \u0921\u0949\u0932\u0930 \u0930\u0916\u0947\u0902, \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0915\u094b \u0915\u092e \u0915\u0930\u0947\u0902 \u0914\u0930 \u091c\u0930\u0942\u0930\u0924 \u092a\u0921\u093c\u0928\u0947 \u092a\u0930 \u0939\u0940 \u0909\u0938\u0947 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u0930\u0947\u0902\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0905\u092d\u0940 \u092d\u0940 \u0915\u093f\u0928 \u091a\u0940\u091c\u094b\u0902 \u092a\u0930 \u0915\u093e\u092e \u0915\u0930\u0928\u0947 \u0915\u0940 \u091c\u0930\u0942\u0930\u0924 \u0939\u0948<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0911\u0928\/\u0911\u092b \u0930\u0948\u0902\u092a:<\/strong> \u092c\u0948\u0902\u0915-\u0938\u094d\u0924\u0930\u0940\u092f \u0915\u0947\u0935\u093e\u0908\u0938\u0940 \u0914\u0930 \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0928\u093f\u0915\u093e\u0938\u0940 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u094b \u0905\u092d\u0940 \u092d\u0940 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u092d\u093e\u0917\u0940\u0926\u093e\u0930\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0917\u0940\u0964<\/li>\n\n\n\n<li><strong>\u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0935\u093f\u0928\u093f\u092e\u092f \u0914\u0930 \u0938\u094d\u092a\u094d\u0930\u0947\u0921:<\/strong> \u092e\u093e\u0930\u094d\u0917 \u0914\u0930 \u0924\u0930\u0932\u0924\u093e \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0932\u093e\u0917\u0924 \u092d\u093f\u0928\u094d\u0928 \u0939\u094b\u0924\u0940 \u0939\u0948; \u0905\u092d\u0940 \u0924\u0915 \u0939\u0930 \u092e\u093e\u0930\u094d\u0917 \u0938\u0938\u094d\u0924\u093e \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u0923:<\/strong> \u091a\u093e\u092c\u093f\u092f\u094b\u0902, \u0918\u094b\u091f\u093e\u0932\u094b\u0902 \u0914\u0930 \u0935\u093f\u0935\u093e\u0926\u094b\u0902 \u0915\u0947 \u0928\u093f\u092a\u091f\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u092e\u091c\u092c\u0942\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f\u094b\u0902 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/li>\n\n\n\n<li><strong>\u0905\u0902\u0924\u0930\u0938\u0902\u091a\u093e\u0932\u0928\u0940\u092f\u0924\u093e:<\/strong> \u0915\u0908 \u091a\u0947\u0928 \u0914\u0930 \u091f\u094b\u0915\u0928 \u092e\u093e\u0928\u0915 \u091c\u091f\u093f\u0932\u0924\u093e \u092c\u0922\u093c\u093e\u0924\u0947 \u0939\u0948\u0902\u2014\u0930\u093e\u0909\u091f\u093f\u0902\u0917 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u092f\u094b\u0917\u094d\u092f \u091a\u0947\u0915\u0932\u093f\u0938\u094d\u091f (\u092a\u0947\u092b\u093e\u0908 \u0915\u0947 \u0932\u093f\u090f)<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0905\u092a\u0928\u0940 \u0936\u0940\u0930\u094d\u0937 3 \u0917\u0932\u093f\u092f\u093e\u0930\u094b\u0902 \u0938\u0947 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0947\u0902<\/strong> (\u091c\u0939\u093e\u0902 \u0936\u0941\u0932\u094d\u0915 \u092f\u093e \u0928\u093f\u092a\u091f\u093e\u0928 \u0915\u093e \u0938\u092e\u092f \u0938\u092c\u0938\u0947 \u091c\u094d\u092f\u093e\u0926\u093e \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0902\u091a\u093e\u0924\u093e \u0939\u0948)\u0964<\/li>\n\n\n\n<li><strong>\u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u092c \u091a\u0941\u0928\u0947\u0902<\/strong> (\u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930\/\u091c\u093e\u092a\u093e\u0928\/\u0939\u093e\u0902\u0917\u0915\u093e\u0902\u0917) \u0928\u093f\u0930\u094d\u0917\u092e\u0928 \u0914\u0930 \u0915\u094b\u0937\u093e\u0917\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f\u0964<\/li>\n\n\n\n<li><strong>\u0926\u094b \u0930\u0947\u0932\u094b\u0902 \u0915\u094b \u090f\u0915\u0940\u0915\u0943\u0924 \u0915\u0930\u0947\u0902<\/strong>: \u090f\u0915 \u0915\u093e\u0930\u094d\u0921\/\u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092c\u0948\u0902\u0915 \u092a\u0940\u090f\u0938\u092a\u0940 <strong>\u0914\u0930<\/strong> \u090f\u0915 \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928 \u0935\u0949\u0932\u0947\u091f\/\u0938\u0947\u091f\u0932\u092e\u0947\u0902\u091f \u0932\u0947\u092f\u0930\u0964<\/li>\n\n\n\n<li><strong>\u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u094b \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0915\u0930\u0947\u0902<\/strong>: \u0915\u0947\u0935\u093e\u0908\u0938\u0940\/\u0915\u0947\u0935\u093e\u0908\u092c\u0940, \u092f\u093e\u0924\u094d\u0930\u093e-\u0928\u093f\u092f\u092e \u0921\u0947\u091f\u093e \u0914\u0930 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0938\u094d\u0915\u094d\u0930\u0940\u0928\u093f\u0902\u0917\u0964<\/li>\n\n\n\n<li><strong>\u091c\u094b \u092e\u093e\u092f\u0928\u0947 \u0930\u0916\u0924\u093e \u0939\u0948 \u0909\u0938\u0947 \u092e\u093e\u092a\u0947\u0902<\/strong>: <a href=\"https:\/\/stripe.com\/en-my\/resources\/more\/total-payment-value-tpv-what-it-means-why-it-matters-and-how-to-use-it-wisely#:~:text=Total%20payment%20value%20(TPV)%20is,more%20about%20scale%20than%20strength.\" target=\"_blank\" rel=\"noopener\">\u0936\u0941\u0930\u0942 \u0938\u0947 \u0905\u0902\u0924 \u0924\u0915 <strong>\u091f\u0940\u092a\u0940\u0935\u0940<\/strong><\/a><strong>\u0938\u092b\u0932\u0924\u093e \u0926\u0930, \u0928\u093f\u092a\u091f\u093e\u0928 \u0915\u093e \u0914\u0938\u0924 \u0938\u092e\u092f, \u0915\u0941\u0932 \u0932\u093e\u0917\u0924 (\u0936\u0941\u0932\u094d\u0915 + \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e)<\/strong>.<\/li>\n\n\n\n<li><strong>\u090f\u0915 \u0909\u092a\u092f\u094b\u0917 \u092e\u093e\u092e\u0932\u0947 \u0915\u0947 \u0938\u093e\u0925 \u092a\u093e\u092f\u0932\u091f \u092a\u094d\u0930\u094b\u091c\u0947\u0915\u094d\u091f<\/strong> \u0906\u092a\u0942\u0930\u094d\u0924\u093f\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0914\u0930 \u092c\u093e\u091c\u093c\u093e\u0930\u094b\u0902 \u0924\u0915 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 (\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0920\u0947\u0915\u0947\u0926\u093e\u0930\u094b\u0902 \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928)\u0964<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928<\/h2>\n\n\n\n<p><strong>\u0915\u094d\u092f\u093e \u0938\u094d\u091f\u0947\u092c\u0932\u0915\u0949\u0907\u0928 \u0938\u0947 \u0915\u093f\u090f \u0917\u090f \u092d\u0941\u0917\u0924\u093e\u0928 \u0924\u0941\u0930\u0902\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902?<\/strong><br>\u0935\u0947 \u091a\u094c\u092c\u0940\u0938\u094b\u0902 \u0918\u0902\u091f\u0947, \u0938\u093e\u0924\u094b\u0902 \u0926\u093f\u0928 \u0915\u0941\u091b \u0939\u0940 \u092e\u093f\u0928\u091f\u094b\u0902 \u092e\u0947\u0902 \u0911\u0928\u0932\u093e\u0907\u0928 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964 \u0926\u0947\u0936 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u092e\u0947\u0902 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u092e\u092f \u0932\u0917 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>\u0915\u094d\u092f\u093e \u0935\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0938\u0947 \u0938\u0938\u094d\u0924\u0947 \u0939\u0948\u0902?<\/strong><br>\u0905\u0915\u094d\u0938\u0930, \u0932\u0947\u0915\u093f\u0928 \u0939\u092e\u0947\u0936\u093e \u0928\u0939\u0940\u0902\u0964 \u092f\u0939 \u0915\u0949\u0930\u093f\u0921\u094b\u0930, \u0924\u0930\u0932\u0924\u093e, \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0914\u0930 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0932\u093e\u0917\u0924 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n<p><strong>\u0915\u094d\u092f\u093e \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092c\u0948\u0902\u0915 \u0916\u093e\u0924\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948?<\/strong><br>\u091f\u094b\u0915\u0928 \u0930\u0916\u0928\u0947\/\u092d\u0947\u091c\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u0939\u0940\u0902\u0964 \u092c\u0932\u094d\u0915\u093f <strong>\u0928\u0915\u0926\u0940 \u0928\u093f\u0915\u0932\u0928\u093e<\/strong> \u0938\u094d\u0925\u093e\u0928\u0940\u092f \u092c\u093f\u0932\u094b\u0902 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0906\u092a \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u090f\u0915 \u0935\u093f\u0928\u093f\u092f\u092e\u093f\u0924 \u092d\u093e\u0917\u0940\u0926\u093e\u0930 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\/p>\n\n\n\n<p><strong>\u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u0940 \u091c\u0917\u0939\u0947\u0902 \u0915\u094c\u0928 \u0938\u0940 \u0939\u0948\u0902?<\/strong><br>\u0905\u0928\u0941\u092a\u093e\u0932\u0928 + \u092a\u093e\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u0915\u0940 \u0924\u0902\u0924\u094d\u0930 \u0915\u0947 \u0932\u093f\u090f: <strong>\u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930, \u091c\u093e\u092a\u093e\u0928, \u0939\u093e\u0902\u0917\u0915\u093e\u0902\u0917<\/strong>\u0935\u093f\u0915\u093e\u0938 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f: <strong>\u0926\u0915\u094d\u0937\u093f\u0923 \u0915\u094b\u0930\u093f\u092f\u093e<\/strong>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Asia\u2019s cross-border payments are still slow (3\u20135 days) and costly (often 5\u20138%), especially on remittance corridors. Stablecoins\u2014digital dollars or local-currency tokens on 24\/7 blockchains\u2014can cut wait times, lower total costs, and automate complex flows. Policy is catching up fast: Japan, Singapore, and Hong Kong now have the clearest paths to compliant stablecoin issuance; South Korea [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4964,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[133,146,152,135,143,132,141,145,142,150,149,144,138,140,136,137,151,147,139,148,134],"class_list":["post-4963","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-asian-remittances","tag-b2b-trade-terms","tag-china-e-cny","tag-correspondent-banking","tag-cross-border-e-commerce","tag-cross-border-payments","tag-digital-dollar-transfers","tag-export-settlements","tag-freelancer-payouts","tag-hong-kong-stablecoin-license","tag-japan-stablecoin-regulation","tag-marketplace-disbursements","tag-on-chain-settlement","tag-payfi-payments-defi","tag-payment-inclusion","tag-programmable-money","tag-singapore-mas-stablecoins","tag-south-korea-won-stablecoin","tag-stablecoin-payments","tag-taiwan-policy","tag-trade-finance-gap"],"_links":{"self":[{"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/posts\/4963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/comments?post=4963"}],"version-history":[{"count":0,"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/posts\/4963\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/media\/4964"}],"wp:attachment":[{"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/media?parent=4963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/categories?post=4963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tevau.co\/hi\/wp-json\/wp\/v2\/tags?post=4963"}],"curies":[{"name":"\u0921\u092c\u094d\u0932\u094d\u092f\u0942\u092a\u0940","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}