{"id":4963,"date":"2026-01-26T08:14:18","date_gmt":"2026-01-26T08:14:18","guid":{"rendered":"https:\/\/www.tevau.co\/?p=4963"},"modified":"2026-01-26T08:43:39","modified_gmt":"2026-01-26T08:43:39","slug":"%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b3%d8%aa%d9%82%d8%b1%d8%a9-%d9%81%d9%8a-%d8%a2%d8%b3%d9%8a%d8%a7-%d9%85%d9%86-%d9%86%d9%82%d8%a7%d8%b7-%d8%a7%d9%84%d8%b6%d8%b9%d9%81","status":"publish","type":"post","link":"https:\/\/www.tevau.co\/ar\/%d8%a7%d9%84%d8%b9%d9%85%d9%84%d8%a7%d8%aa-%d8%a7%d9%84%d9%85%d8%b3%d8%aa%d9%82%d8%b1%d8%a9-%d9%81%d9%8a-%d8%a2%d8%b3%d9%8a%d8%a7-%d9%85%d9%86-%d9%86%d9%82%d8%a7%d8%b7-%d8%a7%d9%84%d8%b6%d8%b9%d9%81\/","title":{"rendered":"\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0641\u064a \u0622\u0633\u064a\u0627: \u0645\u0646 \u0646\u0642\u0627\u0637 \u0627\u0644\u0636\u0639\u0641 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u0627\u0644\u062f\u0641\u0639 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0639\u0645\u0644\u064a\u0629"},"content":{"rendered":"<p>\u0644\u0627 \u062a\u0632\u0627\u0644 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0641\u064a \u0622\u0633\u064a\u0627 <strong>\u0628\u0637\u064a\u0621 (3-5 \u0623\u064a\u0627\u0645)<\/strong> \u0648 <strong>\u0645\u0643\u0644\u0641\u0629 (\u063a\u0627\u0644\u0628\u0627\u064b 5-8%)<\/strong>\u0648\u062e\u0627\u0635\u0629 \u0639\u0644\u0649 \u0645\u0645\u0631\u0627\u062a \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629. <strong><a href=\"https:\/\/coinmarketcap.com\/view\/stablecoin\/\" target=\"_blank\" rel=\"noopener\">\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629<\/a><\/strong>\u064a\u0645\u0643\u0646 \u0644\u0644\u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629 \u0623\u0648 \u0631\u0645\u0648\u0632 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0639\u0644\u0649 \u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u0643\u062a\u0644 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0627\u0639\u0629 \u0623\u0646 \u062a\u0642\u0644\u0644 \u0623\u0648\u0642\u0627\u062a \u0627\u0644\u0627\u0646\u062a\u0638\u0627\u0631\u060c \u0648\u062a\u062e\u0641\u0636 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629\u060c \u0648\u062a\u0624\u062a\u0645\u062a \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0645\u0639\u0642\u062f\u0629. \u0648\u062a\u062a\u0637\u0648\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0628\u0633\u0631\u0639\u0629 \u0644\u0645\u0648\u0627\u0643\u0628\u0629 \u0647\u0630\u0627 \u0627\u0644\u062a\u0637\u0648\u0631. <strong>\u0627\u0644\u064a\u0627\u0628\u0627\u0646 \u0648\u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629 \u0648\u0647\u0648\u0646\u063a \u0643\u0648\u0646\u063a<\/strong> \u0644\u062f\u064a\u0646\u0627 \u0627\u0644\u0622\u0646 \u0623\u0648\u0636\u062d \u0627\u0644\u0645\u0633\u0627\u0631\u0627\u062a \u0644\u0625\u0635\u062f\u0627\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0642\u0648\u0627\u0646\u064a\u0646\u061b <strong>\u0643\u0648\u0631\u064a\u0627 \u0627\u0644\u062c\u0646\u0648\u0628\u064a\u0629<\/strong> \u064a\u0628\u0646\u064a\u061b <strong>\u062a\u0627\u064a\u0648\u0627\u0646<\/strong> \u064a\u0631\u0627\u0642\u0628\u061b <strong>\u0627\u0644\u0635\u064a\u0646 \u0627\u0644\u0642\u0627\u0631\u064a\u0629<\/strong> \u0644\u0627 \u064a\u0632\u0627\u0644 \u0627\u0644\u0623\u0645\u0631 \u062e\u0627\u0636\u0639\u0627\u064b \u0644\u0631\u0642\u0627\u0628\u0629 \u0645\u0634\u062f\u062f\u0629.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0645\u0639\u0636\u0644\u0629 \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0622\u0633\u064a\u0648\u064a\u0629<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062e\u0637\u0648\u0637 \u0633\u0643\u0643 \u062d\u062f\u064a\u062f\u064a\u0629 \u0645\u062c\u0632\u0623\u0629:<\/strong> \u062a\u064f\u0636\u064a\u0641 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u0631\u0627\u0633\u0644\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u062e\u0637\u0648\u0627\u062a \u0648\u0631\u0633\u0648\u0645\u064b\u0627 \u0648\u062a\u0623\u062e\u064a\u0631\u0627\u062a.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/marketresearchsoutheastasia.com\/insights\/articles\/southeast-asia-remittance-flows-shape-spending\" target=\"_blank\" rel=\"noopener\">\u0627\u0631\u062a\u0641\u0627\u0639 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/a>:<\/strong> \u0644\u0627 \u062a\u0632\u0627\u0644 \u0637\u0631\u0642 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643\u064a\u0646 \u0627\u0644\u0646\u0645\u0648\u0630\u062c\u064a\u0629 \u0625\u0644\u0649 \u062c\u0646\u0648\u0628 \u0648\u062c\u0646\u0648\u0628 \u0634\u0631\u0642 \u0622\u0633\u064a\u0627 \u062a\u0646\u062a\u0647\u064a \u0641\u064a \u062d\u0648\u0627\u0644\u064a <strong>~5\u20138%<\/strong> \u0628\u0645\u062c\u0631\u062f \u0625\u0636\u0627\u0641\u0629 \u0627\u0644\u0631\u0633\u0648\u0645 \u0648\u0641\u0631\u0648\u0642 \u0623\u0633\u0639\u0627\u0631 \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629\u060c \u064a\u0635\u0628\u062d \u0627\u0644\u0633\u0639\u0631 \u0623\u0639\u0644\u0649 \u0628\u0643\u062b\u064a\u0631 \u0645\u0646 <strong>\u0628\u0631\u0646\u0627\u0645\u062c \u0627\u0644\u0623\u0645\u0645 \u0627\u0644\u0645\u062a\u062d\u062f\u0629 3%<\/strong> \u0647\u062f\u0641.<\/li>\n\n\n\n<li><strong>\u062a\u0633\u0648\u064a\u0629 \u062e\u0644\u0627\u0644 3-5 \u0623\u064a\u0627\u0645:<\/strong> \u062a\u0624\u062f\u064a \u0639\u0645\u0644\u064a\u0627\u062a \u0625\u063a\u0644\u0627\u0642 \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0627\u0644\u0639\u0637\u0644\u0627\u062a \u0627\u0644\u0631\u0633\u0645\u064a\u0629 \u0625\u0644\u0649 \u0639\u0631\u0642\u0644\u0629 \u0627\u0644\u062a\u062f\u0641\u0642\u0627\u062a \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.adb.org\/news\/demand-trade-finance-rise-amid-supply-chain-realignment-adb-report\" target=\"_blank\" rel=\"noopener\">\u0641\u062c\u0648\u0629 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0644\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0635\u063a\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u062a\u0648\u0633\u0637\u0629<\/a>:<\/strong> \u0623 <strong>\u062a\u0631\u064a\u0644\u064a\u0648\u0646\u0627\u062a \u0627\u0644\u062f\u0648\u0644\u0627\u0631\u0627\u062a<\/strong> \u0646\u0642\u0635 \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u064a \u0648\u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0631\u0641\u0636 \u062a\u0635\u0644 \u0625\u0644\u0649 <strong>~40%<\/strong> \u0623\u062b\u0631 \u0630\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u0645\u0635\u062f\u0631\u064a\u0646 \u0648\u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u062a\u0648\u0631\u064a\u062f.<\/li>\n\n\n\n<li><strong>\u0639\u0648\u0627\u0626\u0642 \u0627\u0644\u0625\u062f\u0645\u0627\u062c:<\/strong> \u0644\u0627 \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0643\u062b\u064a\u0631 \u0645\u0646 \u0627\u0644\u0646\u0627\u0633 \u0627\u0644\u0648\u0635\u0648\u0644 \u0628\u0633\u0647\u0648\u0644\u0629 \u0625\u0644\u0649 \u062e\u062f\u0645\u0627\u062a \u062a\u062d\u0648\u064a\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0645\u0646\u062e\u0641\u0636\u0629 \u0627\u0644\u062a\u0643\u0644\u0641\u0629.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau.webp\" alt=\"\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629\" class=\"wp-image-4964\" srcset=\"https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau.webp 800w, https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau-300x200.webp 300w, https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau-768x512.webp 768w, https:\/\/www.tevau.co\/wp-content\/uploads\/2026\/01\/stablecoin-asia-tevau-18x12.webp 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\u0644\u0645\u0627\u0630\u0627 \u062a\u064f\u0639\u062a\u0628\u0631 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0637\u0628\u0642\u0629 \u0623\u0633\u0627\u0633\u064a\u0629<\/h2>\n\n\n\n<p><strong>\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 = \u0631\u0645\u0648\u0632 \u0631\u0642\u0645\u064a\u0629 \u0645\u0631\u062a\u0628\u0637\u0629 \u0628\u0646\u0633\u0628\u0629 1:1 \u0628\u0639\u0645\u0644\u0629 (\u0645\u062b\u0644 \u0627\u0644\u062f\u0648\u0644\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u064a\u0643\u064a) \u0648\u062a\u062a\u062d\u0631\u0643 \u0639\u0644\u0649 \u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u0643\u062a\u0644 \u0627\u0644\u062a\u064a \u062a\u0639\u0645\u0644 \u0628\u0627\u0633\u062a\u0645\u0631\u0627\u0631.<\/strong><\/p>\n\n\n\n<p><strong>\u0645\u0627 \u064a\u0642\u0648\u0645\u0648\u0646 \u0628\u0625\u0635\u0644\u0627\u062d\u0647<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u062a\u0633\u0648\u064a\u0629 \u0634\u0628\u0647 \u0641\u0648\u0631\u064a\u0629:<\/strong> \u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0645\u062a\u0627\u062d\u0629 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0627\u0639\u0629 \u0637\u0648\u0627\u0644 \u0623\u064a\u0627\u0645 \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u062f\u0648\u0646 \u0627\u0644\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0633\u0627\u0639\u0627\u062a \u0639\u0645\u0644 \u0627\u0644\u0628\u0646\u0648\u0643\u061b \u0645\u062b\u0627\u0644\u064a\u0629 \u0644\u0631\u0648\u0627\u062a\u0628 \u0627\u0644\u0645\u0648\u0638\u0641\u064a\u0646\u060c \u0648\u062f\u0641\u0639 \u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646\u060c \u0648\u062a\u0633\u0648\u064a\u0629 \u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631.<\/li>\n\n\n\n<li><strong>\u0627\u0646\u062e\u0641\u0627\u0636 \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 (\u062d\u0633\u0628 \u0627\u0644\u0645\u0633\u0627\u0631):<\/strong> \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u062a\u0642\u0644\u064a\u0644 \u0639\u062f\u062f \u0627\u0644\u0648\u0633\u0637\u0627\u0621 \u0648\u0641\u0631\u0636 \u0631\u0633\u0648\u0645 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0628\u0631\u0645\u062c\u0629 \u0625\u0644\u0649 \u062e\u0641\u0636 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0635\u0627\u0641\u064a\u0629\u060c \u062e\u0627\u0635\u0629 \u0641\u064a \u0627\u0644\u0645\u0645\u0631\u0627\u062a \u0628\u0627\u0647\u0638\u0629 \u0627\u0644\u062b\u0645\u0646.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u0628\u0631\u0645\u062c\u0629:<\/strong> \u062a\u0639\u0645\u0644 \u0627\u0644\u0639\u0642\u0648\u062f \u0627\u0644\u0630\u0643\u064a\u0629 \u0639\u0644\u0649 \u0623\u062a\u0645\u062a\u0629 \u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0636\u0645\u0627\u0646\u060c \u0648\u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0631\u0627\u062d\u0644\u060c \u0648\u062e\u0635\u0645 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631\u060c \u0648\u0633\u064a\u0631 \u0627\u0644\u0639\u0645\u0644 \u0641\u064a \u0645\u062c\u0627\u0644 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629.<\/li>\n\n\n\n<li><strong>\u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0639\u0644\u0649 \u0646\u0637\u0627\u0642 \u0623\u0648\u0633\u0639:<\/strong> \u064a\u0645\u0643\u0646 \u0644\u0623\u064a \u0634\u062e\u0635 \u064a\u0645\u062a\u0644\u0643 \u0645\u062d\u0641\u0638\u0629 \u0648\u0625\u0646\u062a\u0631\u0646\u062a \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0627\u0644\u0642\u064a\u0645\u0629 \u0648\u0625\u0631\u0633\u0627\u0644\u0647\u0627\u061b \u0648\u062a\u0631\u062a\u0628\u0637 \u0646\u0642\u0627\u0637 \u0627\u0644\u062f\u062e\u0648\u0644\/\u0627\u0644\u062e\u0631\u0648\u062c \u0627\u0644\u0645\u0646\u0638\u0645\u0629 \u0628\u0627\u0644\u062d\u0633\u0627\u0628\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0633\u062d\u0628 \u0627\u0644\u0623\u0645\u0648\u0627\u0644.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0643\u064a\u0641 \u062a\u0639\u0645\u0644 \u062e\u062f\u0645\u0629 \u0627\u0644\u062f\u0641\u0639 \u0639\u0628\u0631 \u0627\u0644\u0625\u0646\u062a\u0631\u0646\u062a (PayFi) \u0639\u0645\u0644\u064a\u0627\u064b<\/h2>\n\n\n\n<p><a href=\"https:\/\/stellar.org\/learn\/payfi\" target=\"_blank\" rel=\"noopener\"><strong>\u0628\u0627\u064a \u0641\u0627\u064a<\/strong> <\/a>\u0645\u0632\u064a\u062c <strong>\u0627\u0644\u0633\u0643\u0643 \u0627\u0644\u062d\u062f\u064a\u062f\u064a\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 (\u0627\u0644\u0628\u0637\u0627\u0642\u0627\u062a\u060c \u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629)<\/strong> \u0648 <strong>\u0627\u0644\u0633\u0643\u0643 \u0627\u0644\u062d\u062f\u064a\u062f\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u0644\u0633\u0644\u0629 (\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629)<\/strong>\u060c \u0648\u062a\u0648\u062c\u064a\u0647 \u0643\u0644 \u062f\u0641\u0639\u0629 \u0628\u0648\u0627\u0633\u0637\u0629 <strong>\u0627\u0644\u0633\u0631\u0639\u0629 \u0648\u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0648\u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/strong>.<\/p>\n\n\n\n<p>\u0645\u062b\u0627\u0644 \u0639\u0644\u0649 \u0627\u0644\u062a\u062f\u0641\u0642:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u064a\u062f\u0641\u0639 \u0627\u0644\u0639\u0645\u064a\u0644 <strong>USDT\/USDC<\/strong> \u0623\u0648 <a href=\"https:\/\/www.tevau.co\/ar\/%d8%a8%d8%b7%d8%a7%d9%82%d8%a9\/\">\u0628\u0637\u0627\u0642\u0629<\/a>.<\/li>\n\n\n\n<li>\u064a\u062e\u062a\u0627\u0631 \u0627\u0644\u0645\u0646\u0633\u0642 \u0627\u0644\u0645\u0633\u0627\u0631 \u0627\u0644\u0623\u0631\u062e\u0635\/\u0627\u0644\u0623\u0633\u0631\u0639.<\/li>\n\n\n\n<li>\u062a\u062a\u0645 \u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0627\u0639\u0629 \u0637\u0648\u0627\u0644 \u0623\u064a\u0627\u0645 \u0627\u0644\u0623\u0633\u0628\u0648\u0639 \u0639\u0644\u0649 \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u0643\u062a\u0644\u061b \u0648\u064a\u062a\u0648\u0644\u0649 \u0634\u0631\u064a\u0643 \u0645\u062d\u0644\u064a \u0647\u0630\u0647 \u0627\u0644\u0639\u0645\u0644\u064a\u0629. <strong>\u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u2192 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629<\/strong>.<\/li>\n\n\n\n<li>\u064a\u062d\u0635\u0644 \u0627\u0644\u062a\u0627\u062c\u0631 <strong>T+0\/T+1<\/strong> \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0622\u0644\u064a\u0629 \u0648\u0633\u062c\u0644\u0627\u062a \u0627\u0644\u062a\u062f\u0642\u064a\u0642.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0641\u064a \u0622\u0633\u064a\u0627: \u0648\u0636\u0639 \u0627\u0644\u062a\u0646\u0638\u064a\u0645<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u0642\u0627\u062f\u0629 <\/h3>\n\n\n\n<p><strong>\u0627\u0644\u064a\u0627\u0628\u0627\u0646<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u0633\u062c\u064a\u0644 \u0648\u062f\u0639\u0645 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0644\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0627\u0644\u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0648\u0631\u0642\u064a\u0629.<\/li>\n\n\n\n<li>\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0628\u0646\u0648\u0643\/\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 <strong>\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0628\u0627\u0644\u064a\u0646<\/strong>\u062b\u0642\u0627\u0641\u0629 \u0627\u0645\u062a\u062b\u0627\u0644 \u0642\u0648\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062e\u0644\u0627\u0635\u0629:<\/strong> \u0648\u0627\u062d\u062f\u0629 \u0645\u0646 \u0623\u0643\u062b\u0631 \u0627\u0644\u0623\u0633\u0648\u0627\u0642 &quot;\u062c\u0627\u0647\u0632\u0629 \u0644\u0644\u0625\u0646\u062a\u0627\u062c&quot; \u0641\u064a \u0622\u0633\u064a\u0627.<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0625\u0637\u0627\u0631 \u0639\u0645\u0644 \u0646\u0627\u0636\u062c \u0644\u0647\u064a\u0626\u0629 \u0627\u0644\u0646\u0642\u062f \u0627\u0644\u0633\u0646\u063a\u0627\u0641\u0648\u0631\u064a\u0629 (\u0627\u0644\u062a\u0631\u062e\u064a\u0635\u060c \u0639\u0645\u0644\u064a\u0627\u062a \u062a\u062f\u0642\u064a\u0642 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a\u0627\u062a\u060c \u0627\u0644\u0625\u0641\u0635\u0627\u062d\u0627\u062a).<\/li>\n\n\n\n<li>\u062c\u0647\u0627\u062a \u0625\u0635\u062f\u0627\u0631 \u0645\u0639\u062a\u0645\u062f\u0629 \u0648\u0646\u0638\u0627\u0645 \u0628\u064a\u0626\u064a \u0642\u0648\u064a \u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062e\u0644\u0627\u0635\u0629:<\/strong> \u0645\u0631\u0643\u0632 \u0645\u062b\u0627\u0644\u064a \u0644\u0625\u0635\u062f\u0627\u0631\u0627\u062a \u0627\u0644\u0623\u0648\u0631\u0627\u0642 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u062a\u0648\u0627\u0641\u0642\u0629 \u0645\u0639 \u0627\u0644\u0645\u0639\u0627\u064a\u064a\u0631\u060c \u0648\u0627\u0644\u062e\u0632\u0627\u0646\u0629\u060c \u0648\u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f.<\/li>\n<\/ul>\n\n\n\n<p><strong>\u0647\u0648\u0646\u063a \u0643\u0648\u0646\u063a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u062e\u0644\u0635 <strong>\u0642\u0627\u0646\u0648\u0646 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629<\/strong>\u0646\u0638\u0627\u0645 \u0627\u0644\u062a\u0631\u062e\u064a\u0635 \u0633\u0627\u0631\u064a \u0627\u0644\u0645\u0641\u0639\u0648\u0644.<\/li>\n\n\n\n<li>\u062d\u0627\u0632\u0645 <strong>\u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643\/\u0645\u0643\u0627\u0641\u062d\u0629 \u063a\u0633\u0644 \u0627\u0644\u0623\u0645\u0648\u0627\u0644<\/strong> \u0645\u0639 \u0627\u0644\u062a\u0631\u0643\u064a\u0632 \u0639\u0644\u0649 \u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062e\u0644\u0627\u0635\u0629:<\/strong> \u0625\u0634\u0631\u0627\u0641 \u062f\u0642\u064a\u0642 \u0645\u0639 \u0627\u0646\u0641\u062a\u0627\u062d \u0639\u0644\u0649 \u0627\u0644\u0627\u0628\u062a\u0643\u0627\u0631\u061b \u0628\u0648\u0627\u0628\u0629 \u0644\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0642\u0644\u064a\u0645\u064a.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0628\u0646\u0627\u0621 \u0627\u0644\u0632\u062e\u0645<\/h3>\n\n\n\n<p><strong>\u0643\u0648\u0631\u064a\u0627 \u0627\u0644\u062c\u0646\u0648\u0628\u064a\u0629<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0648\u0636\u0639 \u0627\u0644\u0623\u0633\u0633 \u0627\u0644\u062a\u0646\u0638\u064a\u0645\u064a\u0629\u061b \u0627\u0644\u0628\u0646\u0648\u0643 \u0648\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u0633\u062a\u0643\u0634\u0641 <strong>\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0627\u0644\u062a\u064a \u062a\u0645 \u0631\u0628\u062d\u0647\u0627<\/strong>.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062e\u0644\u0627\u0635\u0629:<\/strong> \u062a\u0631\u0642\u0628\u0648\u0627 \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062a\u062c\u0631\u064a\u0628\u064a\u0629 \u0627\u0644\u062a\u064a \u062a\u0631\u062a\u0628\u0637 \u0628\u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0648\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0635\u0627\u062f\u0631\u0627\u062a.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u0627\u0644\u0645\u0631\u0627\u0642\u0628\u0629 \/ \u0627\u0644\u0645\u0631\u062d\u0644\u0629 \u0627\u0644\u0645\u0628\u0643\u0631\u0629<\/h3>\n\n\n\n<p><strong>\u062a\u0627\u064a\u0648\u0627\u0646<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u062a\u0637\u0648\u0631\u0627\u062a \u0627\u0644\u0639\u0627\u0644\u0645\u064a\u0629\u061b \u0644\u0645 \u064a\u0635\u062f\u0631 \u0623\u064a \u0628\u064a\u0627\u0646 \u0645\u062d\u0644\u064a \u0631\u0633\u0645\u064a \u062d\u062a\u0649 \u0627\u0644\u0622\u0646.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062e\u0644\u0627\u0635\u0629:<\/strong> \u0645\u0627 \u0632\u0644\u0646\u0627 \u0641\u064a \u0627\u0644\u0628\u062f\u0627\u064a\u0629\u060c \u0648\u0633\u064a\u0643\u0648\u0646 \u0648\u0636\u0648\u062d \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0647\u0648 \u0627\u0644\u0645\u0641\u062a\u0627\u062d.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\u062e\u0627\u0636\u0639 \u0644\u0631\u0642\u0627\u0628\u0629 \u0639\u0627\u0644\u064a\u0629<\/h3>\n\n\n\n<p><strong>\u0627\u0644\u0635\u064a\u0646 \u0627\u0644\u0642\u0627\u0631\u064a\u0629<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0645\u0648\u0642\u0641 \u062d\u0630\u0631 \u062a\u062c\u0627\u0647 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0634\u0641\u0631\u0629\u061b \u0648\u062a\u0628\u0642\u0649 \u0636\u0648\u0627\u0628\u0637 \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0623\u0633\u0627\u0633\u064a\u0629.<\/li>\n\n\n\n<li>\u064a\u0631\u0643\u0632 \u0627\u0644\u0627\u0633\u062a\u0643\u0634\u0627\u0641 \u0639\u0644\u0649 <strong>\u0645\u0631\u062a\u0628\u0637 \u0628\u0627\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0635\u064a\u0646\u064a<\/strong> \u0627\u0644\u0646\u0645\u0627\u0630\u062c \u0648 <strong>\u0627\u0644\u064a\u0648\u0627\u0646 \u0627\u0644\u0635\u064a\u0646\u064a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a<\/strong>.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062e\u0644\u0627\u0635\u0629:<\/strong> \u0633\u064a\u0638\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0639\u0628\u0631 \u0627\u0644\u062d\u062f\u0648\u062f \u0645\u062d\u062f\u0648\u062f\u064b\u0627 \u062f\u0648\u0646 \u0645\u0648\u0627\u0641\u0642\u0627\u062a \u0635\u0631\u064a\u062d\u0629.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0623\u064a\u0646 \u062a\u064f\u0641\u064a\u062f \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0623\u0643\u062b\u0631 (\u0627\u0644\u064a\u0648\u0645)<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u062a\u062d\u0648\u064a\u0644\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0631\u0648\u0627\u062a\u0628:<\/strong> \u062f\u0641\u0639\u0627\u062a \u0645\u0633\u062a\u0645\u0631\u0629 \u0645\u0639 \u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0627\u062d\u062a\u0643\u0627\u0643\u061b \u064a\u0642\u0648\u0645 \u0627\u0644\u0645\u0633\u062a\u0644\u0645\u0648\u0646 \u0628\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0645\u062d\u0644\u064a\u0627\u064b.<\/li>\n\n\n\n<li><strong>\u062a\u0633\u0648\u064a\u0629 \u0627\u0644\u062a\u0627\u062c\u0631:<\/strong> \u064a\u0633\u0627\u0647\u0645 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0634\u0628\u0647 \u0627\u0644\u0641\u0648\u0631\u064a\u0629 \u0641\u064a \u062a\u0642\u0644\u064a\u0644 \u0645\u062e\u0627\u0637\u0631 \u0631\u062f \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u062f\u0641\u0648\u0639\u0629 \u0648\u0627\u0644\u0636\u063a\u0637 \u0639\u0644\u0649 \u0627\u0644\u062a\u062f\u0641\u0642 \u0627\u0644\u0646\u0642\u062f\u064a.<\/li>\n\n\n\n<li><strong>\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629:<\/strong> \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0645\u0634\u0641\u0631\u0629 + \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0642\u0627\u0628\u0644 \u0644\u0644\u0628\u0631\u0645\u062c\u0629 \u064a\u0642\u0644\u0644\u0627\u0646 \u0627\u0644\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u064a\u062f\u0648\u064a\u0629 \u0648\u064a\u062d\u0631\u0631\u0627\u0646 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0639\u0646\u062f \u062a\u062d\u0642\u064a\u0642 \u0645\u0631\u0627\u062d\u0644 \u0645\u062d\u062f\u062f\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062e\u0632\u0627\u0646\u0629 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629:<\/strong> \u0627\u062d\u062a\u0641\u0638 \u0628\u0627\u0644\u062f\u0648\u0644\u0627\u0631\u0627\u062a \u0627\u0644\u0631\u0642\u0645\u064a\u0629\u060c \u0648\u062a\u062d\u0648\u0637 \u0645\u0646 \u0645\u062e\u0627\u0637\u0631 \u062a\u0642\u0644\u0628\u0627\u062a \u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0635\u0631\u0641\u060c \u0648\u0642\u0645 \u0628\u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0641\u0642\u0637 \u0639\u0646\u062f \u0627\u0644\u062d\u0627\u062c\u0629.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0645\u0627 \u0627\u0644\u0630\u064a \u0644\u0627 \u064a\u0632\u0627\u0644 \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u062a\u062d\u0633\u064a\u0646<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0645\u062f\u0627\u062e\u0644 \u0648\u0645\u062e\u0627\u0631\u062c \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0633\u0631\u064a\u0639\u0629:<\/strong> \u0644\u0627 \u062a\u0632\u0627\u0644 \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0634\u0631\u0643\u0627\u0621 \u0645\u0631\u062e\u0635\u064a\u0646 \u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643 (KYC) \u0630\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0648\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u062d\u0628 \u0627\u0644\u0645\u062d\u0644\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0648\u0641\u0631\u0648\u0642 \u0627\u0644\u0623\u0633\u0639\u0627\u0631:<\/strong> \u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641 \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0627\u0644\u0645\u0645\u0631 \u0648\u0627\u0644\u0633\u064a\u0648\u0644\u0629\u061b \u0641\u0644\u064a\u0633\u062a \u0643\u0644 \u0627\u0644\u0637\u0631\u0642 \u0623\u0631\u062e\u0635 \u062d\u062a\u0649 \u0627\u0644\u0622\u0646.<\/li>\n\n\n\n<li><strong>\u062d\u0645\u0627\u064a\u0629 \u0627\u0644\u0645\u0633\u062a\u0647\u0644\u0643:<\/strong> \u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0645\u0641\u0627\u062a\u064a\u062d \u0648\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0644 \u0648\u0645\u0639\u0627\u0644\u062c\u0629 \u0627\u0644\u0646\u0632\u0627\u0639\u0627\u062a \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u062d\u0645\u0627\u064a\u0629 \u0642\u0648\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0642\u0627\u0628\u0644\u064a\u0629 \u0627\u0644\u062a\u0634\u063a\u064a\u0644 \u0627\u0644\u0628\u064a\u0646\u064a:<\/strong> \u062a\u064f\u0636\u064a\u0641 \u0627\u0644\u0633\u0644\u0627\u0633\u0644 \u0627\u0644\u0645\u062a\u0639\u062f\u062f\u0629 \u0648\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0631\u0645\u0648\u0632 \u062a\u0639\u0642\u064a\u062f\u064b\u0627 - \u0641\u0627\u0644\u062a\u0648\u062c\u064a\u0647 \u0623\u0645\u0631 \u0645\u0647\u0645.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0642\u0627\u0626\u0645\u0629 \u0645\u0647\u0627\u0645 \u0642\u0627\u0628\u0644\u0629 \u0644\u0644\u062a\u0646\u0641\u064a\u0630 (\u0644\u062e\u062f\u0645\u0629 PayFi)<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u0627\u0628\u062f\u0623 \u0628\u0623\u0641\u0636\u0644 3 \u0645\u0645\u0631\u0627\u062a \u0644\u062f\u064a\u0643<\/strong> (\u062d\u064a\u062b \u062a\u0643\u0648\u0646 \u0627\u0644\u0631\u0633\u0648\u0645 \u0623\u0648 \u0623\u0648\u0642\u0627\u062a \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0647\u064a \u0627\u0644\u0623\u0643\u062b\u0631 \u0636\u0631\u0631\u0627\u064b).<\/li>\n\n\n\n<li><strong>\u0627\u062e\u062a\u0631 \u0645\u0631\u0627\u0643\u0632 \u0645\u062a\u0648\u0627\u0641\u0642\u0629<\/strong> (\u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629\/\u0627\u0644\u064a\u0627\u0628\u0627\u0646\/\u0647\u0648\u0646\u063a \u0643\u0648\u0646\u063a) \u0644\u0644\u0625\u0635\u062f\u0627\u0631 \u0648\u0627\u0644\u062e\u0632\u0627\u0646\u0629.<\/li>\n\n\n\n<li><strong>\u062f\u0645\u062c \u0633\u0643\u062a\u064a\u0646<\/strong>: \u0628\u0637\u0627\u0642\u0629\/\u0645\u0642\u062f\u0645 \u062e\u062f\u0645\u0629 \u062f\u0641\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0645\u0646 \u0628\u0646\u0643 \u0645\u062d\u0644\u064a <strong>\u0648<\/strong> \u0645\u062d\u0641\u0638\u0629\/\u0637\u0628\u0642\u0629 \u062a\u0633\u0648\u064a\u0629 \u0644\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629.<\/li>\n\n\n\n<li><strong>\u0623\u062a\u0645\u062a\u0629 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644<\/strong>: \u0627\u0639\u0631\u0641 \u0639\u0645\u064a\u0644\u0643\/\u0627\u0639\u0631\u0641 \u0623\u0639\u0645\u0627\u0644\u0643\u060c \u0648\u0628\u064a\u0627\u0646\u0627\u062a \u0642\u0648\u0627\u0639\u062f \u0627\u0644\u0633\u0641\u0631\u060c \u0648\u0641\u062d\u0635 \u0627\u0644\u0639\u0642\u0648\u0628\u0627\u062a.<\/li>\n\n\n\n<li><strong>\u0642\u0650\u0633 \u0645\u0627 \u064a\u0647\u0645<\/strong>: <a href=\"https:\/\/stripe.com\/en-my\/resources\/more\/total-payment-value-tpv-what-it-means-why-it-matters-and-how-to-use-it-wisely#:~:text=Total%20payment%20value%20(TPV)%20is,more%20about%20scale%20than%20strength.\" target=\"_blank\" rel=\"noopener\">\u0645\u0646 \u0627\u0644\u0628\u062f\u0627\u064a\u0629 \u0625\u0644\u0649 \u0627\u0644\u0646\u0647\u0627\u064a\u0629 <strong>TPV<\/strong><\/a><strong>\u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0646\u062c\u0627\u062d\u060c \u0645\u062a\u0648\u0633\u0637 \u0648\u0642\u062a \u0627\u0644\u062a\u0633\u0648\u064a\u0629\u060c \u0627\u0644\u062a\u0643\u0644\u0641\u0629 \u0627\u0644\u0625\u062c\u0645\u0627\u0644\u064a\u0629 (\u0627\u0644\u0631\u0633\u0648\u0645 + \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629)<\/strong>.<\/li>\n\n\n\n<li><strong>\u0637\u064a\u0627\u0631 \u0644\u062f\u064a\u0647 \u062d\u0627\u0644\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0648\u0627\u062d\u062f\u0629<\/strong> (\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0645\u0642\u0627\u0648\u0644\u064a\u0646) \u0642\u0628\u0644 \u0627\u0644\u062a\u0648\u0633\u0639 \u0625\u0644\u0649 \u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0648\u0627\u0644\u0623\u0633\u0648\u0627\u0642.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u062a\u0639\u0644\u064a\u0645\u0627\u062a<\/h2>\n\n\n\n<p><strong>\u0647\u0644 \u0645\u062f\u0641\u0648\u0639\u0627\u062a \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0645\u0633\u062a\u0642\u0631\u0629 \u0641\u0648\u0631\u064a\u0629\u061f<\/strong><br>\u062a\u062a\u0645 \u0627\u0644\u062a\u0633\u0648\u064a\u0629 \u0639\u0644\u0649 \u0633\u0644\u0633\u0644\u0629 \u0627\u0644\u0643\u062a\u0644 \u0641\u064a \u063a\u0636\u0648\u0646 \u062f\u0642\u0627\u0626\u0642\u060c \u0639\u0644\u0649 \u0645\u062f\u0627\u0631 \u0627\u0644\u0633\u0627\u0639\u0629 \u0637\u0648\u0627\u0644 \u0623\u064a\u0627\u0645 \u0627\u0644\u0623\u0633\u0628\u0648\u0639. \u0642\u062f \u064a\u0633\u062a\u063a\u0631\u0642 \u0627\u0644\u062a\u062d\u0648\u064a\u0644 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0645\u0635\u0631\u0641\u064a \u0648\u0642\u062a\u064b\u0627 \u0625\u0636\u0627\u0641\u064a\u064b\u0627 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0628\u0644\u062f.<\/p>\n\n\n\n<p><strong>\u0647\u0644 \u0647\u064a \u0623\u0631\u062e\u0635 \u0645\u0646 \u0627\u0644\u0628\u0646\u0648\u0643\u061f<\/strong><br>\u063a\u0627\u0644\u0628\u0627\u064b\u060c \u0648\u0644\u0643\u0646 \u0644\u064a\u0633 \u062f\u0627\u0626\u0645\u0627\u064b. \u064a\u0639\u062a\u0645\u062f \u0630\u0644\u0643 \u0639\u0644\u0649 \u0627\u0644\u0645\u0645\u0631 \u0648\u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0648\u0623\u0633\u0639\u0627\u0631 \u0635\u0631\u0641 \u0627\u0644\u0639\u0645\u0644\u0627\u062a \u0627\u0644\u0623\u062c\u0646\u0628\u064a\u0629 \u0648\u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0627\u0645\u062a\u062b\u0627\u0644.<\/p>\n\n\n\n<p><strong>\u0647\u0644 \u064a\u062d\u062a\u0627\u062c \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0648\u0646 \u0625\u0644\u0649 \u062d\u0633\u0627\u0628 \u0645\u0635\u0631\u0641\u064a\u061f<\/strong><br>\u0644\u064a\u0633 \u0627\u0644\u0647\u062f\u0641 \u0647\u0648 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0627\u0644\u0631\u0645\u0648\u0632 \u0623\u0648 \u0625\u0631\u0633\u0627\u0644\u0647\u0627\u060c \u0628\u0644 \u0644\u0640 <strong>\u0633\u062d\u0628 \u0646\u0642\u062f\u064a<\/strong> \u0623\u0648 \u0644\u062f\u0641\u0639 \u0627\u0644\u0641\u0648\u0627\u062a\u064a\u0631 \u0627\u0644\u0645\u062d\u0644\u064a\u0629\u060c \u0633\u062a\u0633\u062a\u062e\u062f\u0645 \u0639\u0627\u062f\u0629\u064b \u0634\u0631\u064a\u0643\u064b\u0627 \u062e\u0627\u0636\u0639\u064b\u0627 \u0644\u0644\u062a\u0646\u0638\u064a\u0645.<\/p>\n\n\n\n<p><strong>\u0645\u0627 \u0647\u064a \u0623\u0641\u0636\u0644 \u0627\u0644\u0623\u0645\u0627\u0643\u0646 \u0644\u0644\u0628\u062f\u0621\u061f<\/strong><br>\u0644\u0644\u0627\u0645\u062a\u062b\u0627\u0644 + \u0627\u0644\u0646\u0638\u0627\u0645 \u0627\u0644\u0628\u064a\u0626\u064a: <strong>\u0633\u0646\u063a\u0627\u0641\u0648\u0631\u0629\u060c \u0627\u0644\u064a\u0627\u0628\u0627\u0646\u060c \u0647\u0648\u0646\u063a \u0643\u0648\u0646\u063a<\/strong>. \u0644\u0625\u0645\u0643\u0627\u0646\u0627\u062a \u0627\u0644\u0646\u0645\u0648: <strong>\u0643\u0648\u0631\u064a\u0627 \u0627\u0644\u062c\u0646\u0648\u0628\u064a\u0629<\/strong>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Asia\u2019s cross-border payments are still slow (3\u20135 days) and costly (often 5\u20138%), especially on remittance corridors. Stablecoins\u2014digital dollars or local-currency tokens on 24\/7 blockchains\u2014can cut wait times, lower total costs, and automate complex flows. Policy is catching up fast: Japan, Singapore, and Hong Kong now have the clearest paths to compliant stablecoin issuance; South Korea [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4964,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[133,146,152,135,143,132,141,145,142,150,149,144,138,140,136,137,151,147,139,148,134],"class_list":["post-4963","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","tag-asian-remittances","tag-b2b-trade-terms","tag-china-e-cny","tag-correspondent-banking","tag-cross-border-e-commerce","tag-cross-border-payments","tag-digital-dollar-transfers","tag-export-settlements","tag-freelancer-payouts","tag-hong-kong-stablecoin-license","tag-japan-stablecoin-regulation","tag-marketplace-disbursements","tag-on-chain-settlement","tag-payfi-payments-defi","tag-payment-inclusion","tag-programmable-money","tag-singapore-mas-stablecoins","tag-south-korea-won-stablecoin","tag-stablecoin-payments","tag-taiwan-policy","tag-trade-finance-gap"],"_links":{"self":[{"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/posts\/4963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/comments?post=4963"}],"version-history":[{"count":0,"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/posts\/4963\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/media\/4964"}],"wp:attachment":[{"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/media?parent=4963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/categories?post=4963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tevau.co\/ar\/wp-json\/wp\/v2\/tags?post=4963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}